Bestworld Financial Management offers clients Independent advice about private medical insurance for individuals, families and group schemes.

Our aim is to provide recommendations to meet our clients health insurance requirements by sourcing products from the some of the country’s leading providers such as BUPA, PPP, Norwich Union (Aviva), Standard Life Healthcare, Prudential and others.

Our objective is to offer a professional, efficient and personal service which will continually benefit all our clients as we offer a “first port of call” for all their healthcare queries.

Bestworld Financial Management stands by the old-fashioned principles of personal and efficient service combined with modern technology and a thorough understanding of both our clients needs and of the specialist field of private medical insurance.

Private medical insurance should be regarded as complimentary to the National Health Service and may help you avoid waiting lists and provide a wide range of benefits.

WE NEED
TO SAVE MONEY!

It is possible to transfer an existing individual or group scheme to an alternative insurance company to reduce the cost whilst maintaining existing cover and in most cases, pre-existing conditions. 

Some clients feel “locked in” to their current insurer if they have had claims in the past and are forced to pay either higher premiums or reduce the amount of benefits payable.

We can help guide you through, step by step, the procedures to switch schemes if it is to your advantage.  If not, you can stay insured where you are, but at least you have researched your options. 

In most cases, clients “can save money” by either switching to a new scheme, researching other products from their current insurer or by creating a group scheme which automatically attracts lower premiums.

Individual Private Medical Insurance

There are many schemes available, from a budget scheme which may cost from around £25.00 per month up to a fully comprehensive in-patient and out-patient scheme.

Premiums are normally based on the amount of cover you require, and your age. 

For further details, please complete and send back our Enquiry Form.  There is no cost to you for this service, and you are under no obligation to make any purchase.

What should I keep in mind?

Always remember, when it comes to your application form and underwriting, to be completely truthful and answer all questions in full. Failure to disclose any information could lead to claims being rejected, and invalidate your private medical insurance policy.

Group Schemes

Clients can arrange group private medical insurance schemes which are normally effected where there is a group of three or more.  The more people that join, the cheaper the cover.  There are even groups of one now available.

Groups can be arranged on a “Moratorium”, “Full Medical Underwriting”, “No Worse Medical Underwriting” or “Continued Personal Medical Exclusions” terms.

For full details of these methods of underwriting you may contact us through our Enquiry Form should you require more information.

Click here for definitions in the Association of British Insurers Guide to Buying Private Medical Insurance.